PRIVACY POLICY

Last Modified: October 11, 2022

Bankers Deals Inc. is a corporation formed pursuant to the Canada Business Corporations Act (R.S.C., 1985, c. C-44) in Canada. Further to our terms of use (https://bankersdeals.com/terms) (the “Terms”), this Privacy Policy sets out how we collect, store and use personal information and cookies. Unless otherwise indicated, any capitalized terms in this Privacy Policy have the same meaning attributed to them in our Terms.

By agreeing to our Terms or by using the BD Platform, you consent to the collection and use of personal information in accordance with this Privacy Policy, which we may update from time to time as our business, the BD Platform and our use of third party providers changes over time. We will email you or provide a notification in your account when this Privacy Policy is updated.

If you believe that we have not adhered to this Privacy Policy or would like to request an amendment to personal information being held by us, please contact us by e-mail at [email protected].

PART I: COLLECTION OF PERSONAL INFORMATION

The Personal Information of Other Individuals

To the extent you provide us with, or upload data that includes the personal information of another individual, you represent and warrant that you have that individual’s consent to provide us with their information to use in accordance with this Privacy Policy and our Terms. If you do not have their consent, you agree not to upload or provide us with any such personal information.

To establish an account on the BD Platform, we may collect the following personal information:

a) Full name;

b) Business name(s);

c) Business website

d) LinkedIn profile information if you elect to provide your LinkedIn URL;

e) Mailing address;

f) Billing Address;

g) Email address;

h) Phone number (including your mobile phone to send SMS and text messages);

i) Credit card information;

j) Comments, feedback, reviews and other information, including profile information, you upload;

k) IP address and location data, including geo-location data;

l) Website statistics and analytics data regarding your use of BD Platform;

m) Other types of raw data relating to how you interact with our websites, for example, your browser information and session duration;

n) Profile photos (where you elect to upload them or in connection with your LinkedIn profile); and

o) All other information you provide on to us, whether on the BD Platform or otherwise.

The BD Platform is designed and intended for use by adults 18 years and older. If you are a minor, please do not share your personal data or information with us. If we discover that we have collected personal data or information from or related to a minor, we will delete that personal data or information as soon as possible. In no event shall Bankers Deals Inc. be liable for any personal data or information provided by or in respect of a minor.

Social Media Links

Where you elect to provide your LinkedIn URL on your profile, you agree and acknowledge that we and other users of the BD Platform will be able to review and collected information from your LinkedIn profile and that such information will be associated with your account on the BD Platform.

Payment Processing

We may also collect credit card and payment information from you via a third-party payment processor. As of the last date this Privacy Policy was updated, we use Stripe, Inc. and their affiliated and related entities worldwide, with their privacy policy available at https://stripe.com/en-ca/privacy.

Although we may display their forms on our website, when you provide your payment details on our website, you are providing them to the payment processor. You acknowledge that our third-party payment processors may have their own agreements which apply to you. While we will not have access to your entire credit card number, we will be able to bill your credit card and may have access to certain card and payment details such as the name on your card, billing address and card expiration date. If you have questions regarding our payment processor, please contact us.

PART II: THE USE OF PERSONAL INFORMATION

We do not sell personal information to third-parties. However, we may use personal information to:

a) Facilitate the ordinary operation of the BD Platform, including sharing your information with other users of the platform as part of connecting prospective buyers and sellers;

b) Bill and collect money owed to us;

c) Verify your contact information;

d) Provide user support or to support and improve the BD Platform;

e) Communicate with you about your account, other users or businesses we think you may be interested in or BD Platform features, updates, news and similar information, both via email and SMS text message;

f) Pursue available legal remedies to us and to prosecute or defend a court, arbitration or similar proceeding;

g) To meet legal requirements or seek legal advice from a lawyer in connection with your use of the BD Platform; and

h) To enforce compliance with our Terms and applicable laws, rules and regulations.

In order to calculate applicable sales (or similar) taxes, we may send your address information to Avalara, Inc., and their related and affiliated entities (“Avalara”). Avalara operates an automated software platform for calculating taxes owing in connection with payments you make to us and will use your address for that purpose. For more information on their privacy practices, please see https://www.avalara.com/us/en/legal/privacy-policy.html.

PART III: THE DISCLOSURE OF PERSONAL INFORMATION

Sharing Personal Information and Content if Required by Law

10.

We may share personal information and any content collected, uploaded or provided to us if required by law, such as in response to a subpoena, court order or other legal process in any jurisdiction. If we are required by law to make any disclosure of your personal information or content, we may, but are not obligated to, provide you with written notice of such disclosure, if permitted by law.

Sharing Personal Information to Cooperate with Investigations and Law Enforcement

11.

Absent a court order, subpoena or other legal requirement to disclose personal information or content in our possession or control, you agree that we may also share personal information and content you upload or which is associated with your account to cooperate with law enforcement authorities in the investigation of any criminal matter if we reasonably believe doing so is necessary or beneficial in (i) combatting fraud; or (ii) protecting your safety, or the safety of any third-party.

Sharing Personal Information with Third-Party Providers

12.

Our suppliers, partners, independent contractors (collectively “Third-Party Providers”) and/or employees, may have access to, or be shared personal information to use in connection with one or more of the purposes for which the information was collected.

13.

Our Third-Party Providers may have access to personal information in providing services to us, or providing you with access to the BD Platform. We may use a variety of Third-Party Providers in order to host the BD Platform and facilitate its ordinary use, including for example, hosting servers which store personal information.

14.

As of the last revision date of this Privacy Policy, among others, we use the following Third-Party Providers who may have access to, or store your personal information, by virtue of our use of their services:

a) Our data hosting providers include Liquid Web, LLC and its affiliates. For more information on their privacy practices please see https://www.liquidweb.com/about-us/policies/privacy-policy and

b) To automate sending SMS and text message notifications to you related to your account, and as part of the account creation process, we use Twilio Inc. For more information on their privacy practices please see https://www.twilio.com/legal/privacy; and

c) To automate sending SMS and text message notifications to you related to your account, and as part of the account creation process, we may also use CDYNE Services, LLC. For more information on their privacy practices please see https://cdyne.com/privacy-policy and

d) To verify you are using an active email address that complies with our policies, including that your email address is associated with a private or business domain name, we use Emailable, LLC who offer ‘Emailable’. For more information on their privacy practices please see https://emailable.com/privacy-policy/

15.

We also use the following Third-Party Providers for data analytics in connection with your use of the BD Platform, including:

a) Google LLC together with their affiliated entities worldwide, in order to use Google Analytics. For details, visit https://analytics.google.com/analytics/web/ and

b) LinkedIn Corporation, in order to use their LinkedIn Insight Tag which may track your activity on the BD Platform.

16.

We may update the above list of Third-Party Providers from time-to-time as the BD Platform continues to evolve. Third-Party Providers may have their own agreements and privacy policies on the collection and use of personal information which either we or you provide them.

Your Personal Information May Not Be Stored in Canada

As we may have servers, Third-Party Providers, employees and other parties we share your personal information with in locations both inside and outside of Canada, your personal information may become subject to foreign laws and foreign legal proceedings.

Sharing Personal Information if Our Business, Website or Service is Acquired

17.

We may share personal information with our successors (if our business, the Website or Service are acquired by another legal entity) or any assignee of our assets relating to the BD Platform. Disclosure in such circumstances is governed by the Personal Information Protection and Electronic Documents Act, SC 2000, c 5 in Canada.

Disclaimer and Warning About Sharing Personal Information Online

18.

YOU ACKNOWLEDGE THAT WHEN SHARING PERSONAL INFORMATION ONLINE, THERE IS ALWAYS A RISK OF DATA BREACHES, INCLUDING DATA BREACHES IN WHICH THIRD PARTIES UNLAWFULLY ACCESS OUR SYSTEMS, OR THE SYSTEMS OF OUR THIRD-PARTY PROVIDERS, WHICH STORE PERSONAL INFORMATION.

19.

WHILE WE TAKE MEASURES TO PROTECT PERSONAL INFORMATION, YOU AGREE THAT, TO THE FULLEST EXTENT PERMITTED BY LAW, IN NO EVENT WILL WE, OUR AFFILIATES, OFFICERS, DIRECTORS, SHAREHOLDERS, EMPLOYEES, CONTRACTORS, AGENTS, THIRD-PARTY PROVIDERS OR LICENSORS BE LIABLE, HOWSOEVER CAUSED, INCLUDING BY WAY OF NEGLIGENCE, FOR THE LOSS OR THEFT OF YOUR PERSONAL INFORMATION OR ANY DAMAGES CAUSED AS A RESULT THEREOF, SO LONG AS WE WERE NOT DIRECTLY AND GROSSLY NEGLIGENT IN THE PROTECTION OF SAID INFORMATION.

Retention of Your Personal Information

20.

We keep your personal information for as long as it is required for the purpose for which it was collected. There is no single retention period applicable to the various types of personal information collected. Please contact us if you would like to delete any personal information we hold about you following the termination of your account on the BD Platform. If you no longer wish to receive notifications from us, you can adjust your preferences in your account. If you prefer not to receive marketing emails that are tailored to your interests, you can opt out by emailing us at [email protected]. or following the unsubscribe links in emails we send you.

PART IV: Our Use of Cookies

21.

By using the BD Platform, you consent to our use of cookies. This cookies policy explains what cookies are, how we use them and how Third-Party Providers may also use cookies on, or in connection with the BD Platform.

What are Cookies?

22.

Cookies are small text files sent to and automatically downloaded by your web browser (assuming you have cookies enabled) when you visit the BD Platform. A cookie file is stored in your web browser and allows the BD Platform and Third-Party Providers we use to recognize you, track your activity across our and other websites and is usually used in conjunction with logging your internet protocol (“IP”) address.

23.

Cookies can be "persistent" or "session" cookies. Persistent cookies remain on your computer (in your browser files) or mobile device when you go offline, while session cookies are deleted as soon as you close your web browser.

Can you block the use of Cookies?

24.

Most web browsers allow you to disable the use of cookies. However, the BD Platform or certain components of it may not operate properly, and you may not be able to access and use the BD Platform if you disable cookies.

Can you delete Cookies once downloaded?

25.

Most web browsers also permit you to delete cookies. This is typically done via your web browser’s settings, which vary depending on which web browser you use. For details on managing cookies settings using:

a) Chrome - https://support.google.com/accounts/answer/32050;

b) Firefox - https://support.mozilla.org/en-US/kb/delete-cookies-remove-info-websites-stored;

c) Safari - https://support.apple.com/guide/safari/manage-cookies-and-website-data-sfri11471/mac; and

d) For any other web browser, please visit your web browser's official web pages.

How we use Cookies

26.

Our use of cookies is primarily to analyze how you use the BD Platform, for instance which pages you visit most often. This helps us better understand your user experience and other statistic which we may use to provide a better user experience in future updates.

27.

For example, cookies are used in connection with our use of Google LLC’s Google Analytics. For more information on Google Analytics and how cookies are used by Google Analytics, see Google LLC’s information page at https://developers.google.com/analytics/devguides/collection/analyticsjs/cookie-usage.

28.

We, or Third-Party Providers we use to enable cookies, may also use cookies on the BD Platform to:

Remember choices you have made, such as your language of preference or region;
Remembering your username; and
Customize and target advertising across various websites (not just our own).